Mortgage, Title & Insurance
Client gifts for lenders,
run off your funded list.
Closings, policy anniversaries, renewals, referral partners and producer recognition all happen on a schedule you already track. The reason they go ungifted is not budget — it is that nobody has time to assemble and mail boxes between files.
Send us your funded or closed list each week. We handle the rest.
Where it fits
Six moments already on your calendar
Funding & closing gifts
The wire clears, the keys change hands, and the borrower remembers whoever marked the moment. A box that arrives that week does more for a referral pipeline than a follow-up email six months later.
On what actually gets kept versus branded swag.
Policy anniversaries
An annual touch on the policy date is the cheapest retention mechanism an agency has, and almost nobody runs it. Send the anniversary dates once and the sends follow the calendar.
Renewals and rate reviews
A renewal conversation goes differently when the last contact was something the client kept rather than a notice of change. Useful ahead of a rate increase, not only after a win.
Referral-partner thank-yous
Agents, escrow officers, title reps and CPAs send you business. A box after a deal closes acknowledges it specifically, which a generic holiday drop never does.
See the realtor closing gift program your agent partners are already running.
Producer and LO recognition
Top producer of the month, a first funded deal, a licensing milestone. Recognition that is not a plaque and not another branded jacket.
Internal recognition runs through the employee recognition program.
Year-end client appreciation
The whole book of business, gifted before the December pile-up, sent to individual home addresses rather than assembled in the office on a Friday afternoon.
The holiday order-by dates are published in advance.
The weekly list
You already produce
the only file we need.
Every lender, agency and title office runs a weekly funded, closed or bound report. That report already contains the recipient name, the address and the date. Export it, send it, and the gifting is done — no separate process to maintain, no second list to keep in sync with the first.
We validate the rows, ask about anything unclear, and ship. Extra columns are fine — we pull what we need and ignore the rest.
What the list needs
Recipient name, shipping address, closing or effective date. A gift-tier column if different recipients get different boxes.
What we send back
Missing-row questions before packing, tracking as the batch ships, and a per-recipient record of what went out.
What it does not need
A portal login, a data integration, or your loan officers doing anything after the file closes.
The workflow
You send the list. We handle the rest.
Choose
You do
You tell us the budget per recipient, the occasion, and whether you want branding.
We do
We curate two or three directions that fit — with what is inside each one written out, so you are comparing gifts rather than guessing.
Send the list
You do
You send recipient names, addresses, dates and any notes — a spreadsheet or the body of an email, whichever is less work for you.
We do
We read the list, flag anything missing or ambiguous, and come back with a short list of questions rather than a silent failure later.
Approve
You do
You approve the selection and the send schedule.
We do
We source the items, hand-assemble every box in Costa Mesa, and quality-check each one before it is sealed.
Fulfil
You do
Nothing. This is the step you are outsourcing.
We do
We ship to individual recipient addresses, or coordinate hand-delivery across Southern California when the order qualifies.
Close the loop
You do
You pay the invoice and read the summary.
We do
We send tracking as boxes go out, surface any address that failed, and close with a plain summary of what shipped, where, and when.
The full walkthrough, including what happens in the first 48 hours, is on how it works.
Where to start
Pick a tier or build your own
The Closing Table is the line most mortgage, title and insurance teams start from — built for the moment a deal completes, personal to the recipient rather than stamped with a logo.
The Welcome Home
From $42
Entry tier — the everyday closing or bound-policy gift
The Closing
From $58
Flagship — the tier most teams settle on
The Signature
From $95
Top tier — jumbo files, commercial deals, key referral partners
Questions
Mortgage and insurance gifting
How does the weekly funded list work?
You send the week's funded, closed or bound list — borrower or policyholder name, shipping address, and the closing or effective date. We check the list, flag anything incomplete, and the boxes go out on the agreed schedule. It is a spreadsheet or an email, with no software for your team to adopt.
Can you send to the borrower and to the referring agent from the same list?
Yes. One list can carry two recipient types with two different gift tiers — for example a higher tier for the borrower and a lighter one for the referring agent. Mark the tier in a column and we route each row accordingly.
How fast can a gift go out after a file funds?
Standard non-branded orders are prepared in 72 hours. Custom branding adds production time, confirmed in your quote before you approve anything. For a weekly cadence that means a file funding on Monday is typically prepared and moving by the end of the same week.
How do the boxes reach recipients?
Southern California orders of 50 boxes or more are hand-delivered by our team at no delivery charge, on the day preparation completes. Smaller orders and anything outside LA, Orange County and San Diego ship tracked ground.
What about compliance limits on gifts to referral sources?
Lenders, agencies and title companies generally run their own rules on what may be given to a referral source, and many set a per-recipient value cap or require the gift to be logged. We can hold a fixed per-recipient value across a batch and give you a per-recipient record of what was sent and its value, so your compliance team has something to review. What is permitted in your case is a question for your own compliance officer or counsel, not for us.
Do we put our logo on the gift?
Our default recommendation is to brand the insert card rather than the gift itself. A logo stamped on the object reads as marketing and tends to end up in a drawer; the card carries your name, your loan officer or producer, and the contact details. Co-branded packaging is available where it genuinely helps — a co-branded box shared with a realtor partner is a common case.
Is there a minimum order?
No minimum to start. A two-person brokerage sending three boxes a month works the same way as a branch sending sixty. Custom printed packaging is the exception, since printing carries its own setup — we confirm the qualifying quantity in your quote.
Are client closing gifts tax deductible?
The IRS limits the deduction for business gifts to $25 per recipient per year, though incidental costs such as engraving, packaging and shipping are generally treated as outside that cap. That is why the deductible position of a presentation-forward box differs from its sticker price. Rules change and circumstances differ, so confirm the treatment with your accountant.
Can we run this as a standing program instead of ordering each time?
That is the intended shape. Managed Monthly covers a steady funded pipeline, Quarterly Client Care suits an anniversary and renewal calendar, and Enterprise-Custom covers multi-branch operations with stored branded inventory. The tiers are set out on the recurring gifting page.
This is general information, not tax advice — confirm the treatment of any gifting spend with your accountant.
Related
Read next
How it works
The five-step workflow and what happens in the first 48 hours.
Recurring programs
Service tiers, the six-stage cycle, billing and substitutions.
Procurement and paperwork
W-9, certificate of insurance, net terms, PO invoicing.
The Closing Table
The closing-gift line, tier by tier.
Are closing gifts tax deductible?
The $25 rule and what sits outside it.
The IRS $25 rule, explained
How packaging and shipping are treated.
Get started
Request pricing
Request pricing
Tell us roughly how many files close in a month and whether you want to gift borrowers, referral partners, or both. We reply within one business day.